The HSA Secret: Can You Really Build a Tax-Free Retirement Fund?

Are HSAs one of the best tax-advantaged accounts out there? Can you really stockpile a massive balance and use it tax-free in retirement? This is what a listener wants to know so we’ll analyze whether that’s a potential pitfall or if she’s maximizing this planning tool.

Here’s some of what we discuss in this episode:

💰 HSA = A Supercharged Roth IRA? – Why it’s better than traditional retirement accounts
🧾 Save Your Receipts! – The secret to accessing tax-free funds later
📊 Investing Your HSA Funds – Should you keep it in cash or invest it?
⚠️ Avoid Common HSA Mistakes – Withdrawal rules & penalties explained

 

0:00 – Intro

1:19 – Today’s question

1:46 – Yes, it’s true

3:36 – Better than a Roth?

7:25 – Investing HSA contributions

10:44 – What are qualified medical expenses?

12:22 – Other considerations

 

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