Ep 15: Retirement Constants That Will Affect Everyone

Retirement planning is all about finding the right mix of investments that fit your needs and your situation. There’s no such thing as a ‘one-size-fits-all’ approach, but there are factors that will impact every single on of us in retirement. Understanding these constants and planning for them will put your portfolio in a great position.

On this episode: 

0:46 – We’re not happy about the officiating in the Lions’ game.

2:37 – What’s Phil’s opinion on how to handle health insurance costs?

6:02 – Here’s our main topic for today’s show: retirement constants.

7:16 – Retirement constant: Inflation

8:42 – How does Phil plan for inflation with his clients?

11:12 – Retirement constant: Taxes

12:22 – Ronald Reagan used to make just two movies a year because of tax brackets.

13:04 – Retirement constant: Healthcare

13:23 – Retirement constant: Fees and Commissions

15:56 – Mailbag question: My employer is going to stop matching 401k contributions to offset rising healthcare costs. Without the match, should I continue contributing to my 401k or look at other options?

Get the full show notes and additional resources here: https://philstaxhacks.com/podcast/ep-15-retirement-constants-that-will-affect-everyone/